Insurance companies that sell policies on and off Connecticut’s Affordable Care Act exchange stunned advocates in July when they asked for an average increase of 20.4% on next year’s individual health plans.

The proposed rate hikes, published by the state’s insurance department last month, also include a recommended increase of 14.8% on small group health plans.

The requests are substantially higher than what insurers sought last year for 2022 health policies. Carriers in 2021 asked for an average hike of 8.6% on individual plans and 12.9% on small group plans.

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